By Guiding Your Retirement Plan

When should I start planning for Retirement?

You can never begin preparing for retirement too soon or too late. The most essential thing is that you begin! Even if it takes a long time, consider and picture yourself living a certain way when you retire. Is it the same as your current one?

Do you want to go on more adventures and have more fun?

Plan Ahead

The majority of us aren’t thinking about the potential reduction in earnings we might suffer if we don’t plan ahead or aren’t aware of what it’ll cost to maintain our lifestyle. Some people may be banking on an inheritance or a windfall, but what if one doesn’t arrive?

Is it possible for you to enjoy the lifestyle you desire in retirement on €12,912 a year?

Most Tax efficient thing you'll ever do

Pensions are tax-friendly. One of the most tax efficient things you can do is to contribute to a pension plan at a higher rate of tax, since you will get tax relief at that rate. Putting something away may not cost as much as you imagine!

Did you know that simply saving €200 each month, after taking into account 40% tax relief, may only cost you €120? The difference of €80 is going straight into your pocket rather than revenue coffers.

The main reason for not saving to a pension is that nearly 36.2% of individuals who do not have a pension cited “never getting around to it.”
Why not take the first step now by starting the conversation with us?

Retirement Planning

There are numerous distinct kinds of pension programs accessible to fit a wide range of requirements and circumstances, including Personal Retirement Savings Accounts (PRSAs) and Personal Retirement Bonds (PRBs).

For individuals nearing retirement, the option of what to do with the money they’ve already saved might be on their minds. Depending on your situation, there are various alternatives..

Whether you’re saving for retirement or protecting and spending what you have, we’d love to learn more about your story and goals so that we can help you live the best possible lifestyle in retirement.

Testimonials

What They Say

Riordan Financial

4.8

Kieran Hickey

Maurice, Shawn and Bernard have an excellent way of communicating, what for me, is a confusing world of Pensions and investments. Really enjoy meeting up with them to review our portfolio. They take the time to learn about our personal situation, what we would like to achieve from our investments and then advise us accordingly. They don't just try to sell us a product. Continued success to Riordan Financial.

Seamus Murphy

I have dealt with Maurice in Riordan Financial for a number of years and can only give him and the team the highest praise for their service and attention to detail. Both from a personal and business perspective the team have the expertise to answer any questions you may have. All options are usually laid out and you are given the pros and cons of each to make an informed decision rather than a biased sales person forcing your hand. Keep up the good work all in Riordan Financial.

Elaine White

Riordan Financial guided us through a full financial review, a step by step review that was easy to understand in the comfort of our own home. They helped us prioritise areas of our finances that needed attention in the short term, while planning for the long term.

Kieran Mullally

Great company providing excellent up-to-date expertise. Staff especially Bernard is fantastic at what he does and offers us the best in our pension and investments.

Maria Clifford

I’ve dealt with Riordan Financial for a number of years and I’m delighted with the service. Thank you to Bernard and his colleagues - prompt professional and expert advice always.