6 Reasons Why Not to DIY Invest
Investing is a great way to grow your wealth over time. With the rise of online trading platforms and easy access to global markets, DIY investing has become increasingly popular. However, it’s not always the best option for everyone. Here are six reasons why you may not want to DIY invest. 1. Scale Investing […]
Saving for Your First Home in Ireland: Navigating the Challenges of Rising House Prices
Saving for a house deposit in Ireland can be challenging due to rising house prices and low interest rates on traditional savings methods. Riordan Financial offers expert advice and tailored financial plans to help first-time home buyers navigate the current housing market, grow their savings, and achieve their dream of homeownership
Rising Interest Rates: 4 Actions You Should Take
Learn how rising interest rates in Ireland and globally are impacting mortgage repayments and affordability, and discover expert tips on managing loans and savings effectively to take control of your finances. Review existing loans, consider overpaying loans, and monitor your spending and saving habits to make informed financial decisions. Seek advice from an impartial financial professional for a no-obligation review of your individual circumstances.
Left a job? Don’t forget your pension!
If you’ve come across this, then chances are that, like many others, you’re questioning the implications of your pension plan if you ever decide to leave your job. Or perhaps you have already left and want more information on what options are available for retirement planning? How does my pension plan change when I leave […]
Financial Resolutions in 2023 [Webinar Recording]
Establishing New Year’s resolutions for your finances can seem like a daunting task, especially when you think of all the areas needing attention. Everything from devising budgets and saving goals to monitoring credit ratings and investing intelligently – there is an abundance of elements involved in making financial decisions. For those just starting out on […]
How to beat the Long-Term Effects of Inflation
In 1986, the typical house price in Ireland was a modest €37,000. Fast-forward to today and that figure has skyrocketed almost 600%, now coming in at an eye-watering €275,000! To put this into perspective; if you had purchased a property for just under forty grand back then and sold it off today – your money […]
7 Ways to Financially Prepare for Parenthood
If you’re expecting a child, congratulations! It’s both an exciting and wonderful time. With that said, it does entail adapting to an entirely new lifestyle. Consequently, if you do some financial planning now,you’ll be able to manage your money better during this transformation. If you don’t have a game plan for bringing up baby—and many […]
Company Pensions: 2 Must-know Access Options
Many people with pensions in their company do not understand the options they have with their pension. They may not know how to access it, or they may not know what to do with it when they do. This can be a huge source of stress for people who are retired or coming up to […]
How much Tax can I Save through my Pension?
Pensions offer substantial tax breaks and incentives, including; Tax relief on contributions – You may receive tax relief on payments at a higher rate of income tax, and you may get up to 40% tax relief on your total pension contributions. Tax free growth – Any growth on your investment within your pension fund […]
