Financial planning is critical at every stage of life, but the strategies and goals may differ slightly depending on your age, and in the context of external circumstances.
In your 30s, you may be more focused on starting to invest. If you have children, you may also be thinking about saving for their college education.
In your 40s, you may be thinking about travelling more, starting a business or even retirement and beginning to think about how to best manage your assets, mortgage, tax etc.
In your 50s, you may be entering into your peak earning years and may have started to think about maximising your pension.
No matter what stage of life you’re in, it’s never too early or too late to start thinking about your financial future and setting goals accordingly. And remember, these goals should always be reviewed and updated as your circumstances change.
No matter what your age is or circumstances are, it’s always important to have a solid financial plan in place.
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Riordan Financial Brokers Ltd trading as Riordan Financial (C30375) is regulated by the Central Bank of Ireland. When providing advice, Riordan Financial does not consider the adverse impacts of investment decisions on sustainability however this can be discussed on a case-by case basis with the individual client.
