If You Own A Business

How would your business cope without its key people?

Have you considered what would happen if one of your key personnel or shareholders became terminally ill or passed away suddenly? What impact could a major employee loss have on your revenue streams? What effects would the death of an important individual have on your business relationships?

What would you think about if your company’s owners became shareholders and joined your firm? What if it was you who died? Would your family be looked after, after the years of hard work and dedication you put into your company?

There are a lot of issues.

Is money just a tool for you to be able to accomplish everything you want? Is it simply an instrument for you to use in your life’s mission, wishes, and aspirations? Every single person’s financial journey is unique due to the mix of circumstances in life as well as their objectives, desires, and goals.

Key Person Insurance

This type of insurance protects you against the financial loss the business would suffer if a key employee became seriously ill or died.

Personal Shareholder Protection

Personal representatives of the deceased holder can sell the share purchased from them, with a life assurance contract linked to the shareholders personally.

Corporate Shareholder Protection

This is a contract between a company and its investors in which the company may buy back shares from the personal representatives of deceased shareholders at a discount, with the insurance cost paid by the company.

Gift / Inheritance Tax Plans

You may avoid the sale of your business by preparing ahead for any tax liability that may arise as a result of the transfer. As a result, you will not be required to sell your firm to pay off the tax debts.

When you think about protecting your business, you might think theft or the risk of a premises or warehouse of stock being destroyed. But what about losing your key people to illness or death?

Protecting your Business

You know your company best, and we know the alternatives available to safeguard it. We can quickly recognize any areas where you, your business, or your family might be exposed based on all of that knowledge and a brief discussion with us.

Tell us about yourself and we’ll assist you in finding and organizing the protection you require.

Testimonials

What They Say

Riordan Financial

4.8

Kieran Hickey

Maurice, Shawn and Bernard have an excellent way of communicating, what for me, is a confusing world of Pensions and investments. Really enjoy meeting up with them to review our portfolio. They take the time to learn about our personal situation, what we would like to achieve from our investments and then advise us accordingly. They don't just try to sell us a product. Continued success to Riordan Financial.

Seamus Murphy

I have dealt with Maurice in Riordan Financial for a number of years and can only give him and the team the highest praise for their service and attention to detail. Both from a personal and business perspective the team have the expertise to answer any questions you may have. All options are usually laid out and you are given the pros and cons of each to make an informed decision rather than a biased sales person forcing your hand. Keep up the good work all in Riordan Financial.

Elaine White

Riordan Financial guided us through a full financial review, a step by step review that was easy to understand in the comfort of our own home. They helped us prioritise areas of our finances that needed attention in the short term, while planning for the long term.

Maria Clifford

I’ve dealt with Riordan Financial for a number of years and I’m delighted with the service. Thank you to Bernard and his colleagues - prompt professional and expert advice always.

Kieran Mullally

Great company providing excellent up-to-date expertise. Staff especially Bernard is fantastic at what he does and offers us the best in our pension and investments.

If You Own A Business

How would your business cope without its key people?

Key Person Insurance

Personal Shareholder Protection

Corporate Shareholder Protection

Gift / Inheritance Tax Plans

Protecting your Business

Testimonials

What They Say

Get in Touch.

Head Office

Email Us

Phone

Company

Where we are