Privacy Policy

Privacy Statement

Riordan Financial is committed to protecting and respecting your privacy.

It is the intention of this privacy statement to explain to you the information practices of Riordan Financial in relation to the information we collect about you and other users.

For the purposes of the GDPR the data controller is:

Riordan Financial
Main St, Charleville, Co Cork. Tel: 063 30608

Please read this Statement carefully as this sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.

Riordan Financial is regulated by the Central Bank of Ireland. We are Financial Brokers who help clients make decisions now that will benefit them in the long term. We give you a choice of providers and provide advice on a fair analysis of the market on the following products and services:

Pre/Post Retirement Planning Protection Planning Mortgage Protection Investment & Savings Corporate Investments and Protection

Our Data Protection Officer / GDPR Owner and data protection representatives can be contacted directly here:

Name
Email address
Phone number

Bernard Butler
[email protected]
063 30608

Purpose for processing your data:

Why do Riordan Financial need to collect and store personal data?

In order for us to provide you with financial advice both now and into the future we need to collect personal data for the recommendation of the appropriate financial product/services. In any event, we are committed to ensuring that the information we collect and use is appropriate for this purpose, and does not constitute an invasion of your privacy. In terms of being contacted for marketing purposes Riordan Financial would contact you for additional consent.

How will Riordan Financial use the personal data it collects about me?

Riordan Financial will process (collect, store and use) the information you provide in a manner compatible with the EU’s General Data Protection Regulation (GDPR). We will endeavour to keep your information accurate and up to date, and not keep it for longer than is necessary. Riordan Financial is required to retain information in accordance with the law, such as information needed for income tax and audit purposes. How long certain kinds of personal data should be kept may also be governed by specific business-sector requirements and agreed practices. Personal data may be held in addition to these periods depending on individual business needs.

Under what circumstances will Riordan Financial contact me?

Our aim is not to be intrusive, and we undertake not to ask irrelevant or unnecessary questions. Moreover, the information you provide will be subject to rigorous measures and procedures to minimise the risk of unauthorised access or disclosure.

Why we are processing your data? Our legal basis.

Our reason and purpose for processing your personal data is:

We have your consent
We need to process your data to make the relevant recommendations when providing a financial product/service
To put in place agreed policies where you the data subject isa party.
To review and update the information we hold on file to ensure it is still relevant.
To assist claims where relevant.
Legal obligation that needs to meet necessary for the legitimate interests of the data controller or third party, unless the processing is overridden by the vital interests, including rights and freedoms
National law

Special Categories of personal data

If we collect any special categories of personal data (e.g. health, religious beliefs, racial, ethic origin – financial information is not classified as special categories of personal data) – we will ensure the below

we will obtain your explicit consent
ensure the personal data is necessary for employment rights or obligations;
protect the vital interests of the data subject, including the
protection of rights and freedoms;
necessary for the legitimate activities with appropriate safeguards;
personal data made public by the data subject;
legal claims;
substantial public interest;
preventive or occupational medicine, for the assessment of the working capacity of the employee, medical diagnosis, provision of health or social care treatment, or management of health and social care systems and services, under the basis that appropriate contracts with health professionals and safeguards are in place;
public health, ensuring appropriate safeguards are in place for the protection of rights and freedoms of the data subject, or professional secrecy;
national laws in terms of processing genetic, biometric or health data.

Who are we sharing your data with? **

We may pass your personal data on to third-party service providers contracted to Riordan Financial in the course of dealing with you. Any third parties that we may share your data with are obliged to keep your details securely, and to use them only to fulfill the service they provide on your behalf. When they no longer need your data to fulfil this service, they will dispose of the details in line with the relevant legislation. If we wish to pass your sensitive personal data onto a third party we will only do so once we have obtained your consent, unless we are legally required to do otherwise.
If we transfer personal data to a third party or outside the EU we as the data controller will ensure the recipient (processor or another controller) has provided the appropriate safeguards and on condition that enforceable data subject rights and effective legal remedies for you the data subject are available.

Complaints

In the event that you wish to make a complaint about how your personal data is being processed by Riordan Financial (or third parties as described in the paragraph above marked **), or how your complaint has been handled, you have the right to lodge a complaint directly with the supervisory authority and Riordan Financial data protection representatives Data Protection Officer / GDPR Owner -Bernard Butler

Data Subjects Rights:

We, Riordan Financial facilitate the data subject’s rights in line with the data protection policy and the subject access request procedure. This is available on request.

Your rights as a data subject

At any point while we are in possession of or processing your personal data, you, the data subject, have the following rights:

Right of access – you have the right to request a copy of the information that we hold about you.
Right of rectification – you have a right to correct data that we hold about you that is inaccurate or incomplete.
Right to be forgotten – in certain circumstances you can ask for the data we hold about you to be erased from our records.
Right to restriction of processing – where certain conditions apply to have a right to restrict the processing.
Right of portability – you have the right to have the data we hold about you transferred to another organisation.
Right to object – you have the right to object to certain types of processing such as direct marketing.
Right to object to automated processing, including profiling – you also have the right to be subject to the legal effects of automated processing or profiling.
Right to judicial review: in the event that Riordan Financial refuses your request under rights of access, we will provide you with a reason as to why. You have the right to complain as outlined in the complaints paragraph.

All of the above requests will be forwarded on should there be a third party involved as we have indicated in the processing of your personal data.

Additional information we are providing you with to ensure we are transparent and fair with our processing:

Retention of your personal data

Data will not be held for longer than is necessary for the purpose(s) for which they were obtained. Riordan Financial will process personal data in accordance with our retention schedule. This retention schedule has been governed by our regulatory body (Central Bank, Revenue ) and our internal governance.

Withdraw consent

If we are relying on your consent to process your data you can withdraw this at any time – this does not affect the lawfulness of processing based on your consent before its withdrawal.

Failure to provide further information

If we are collecting your data for a statutory requirement (payroll) or to fulfill a Life policy contract and you cannot provide this data the consequences of this could mean the contract cannot be completed or details are incorrect.

Profiling – automatic decision making

If your data is being processed for the purposes of Life/Serious Illness or Permanent Health Insurance (PHI) you may be subject to automatic profiling depending on the level of cover requested and age profile. This automatic profiling may result in additional underwriting requirements being sought after. If you do not wish to be subject to this auto profiling, Riordan Financial can request an individual review of your application.

Additional Processing

If we intend to further process your personal data for a purpose other than for which the data was collected, we will provide this information prior to processing this data.

If we have received your personal data from another source:

Riordan Financial have collected your personal data from –

Employer,
Third party introducer
Accountant

Riordan Financial is committed to protecting and respecting your privacy.

It is the intention of this privacy statement (“Privacy Statement”) to explain to you the information practices of Riordan Financial in relation to the information we collect about you and other users.
We want to share any other information required to demonstrate that the processing is fair and transparent.

The Categories of personal data we have collected are:

Name, Age, Reason for Contact/Review, where available existing policy details

Who we are sharing this data with?

We don’t share this data with 3rd parties unless specific consent is obtained by the third party.

If we have received your personal data from another source we will endeavour to share with you:

one month of obtaining the personal data, in accordance with the specific circumstances of the processing;
at the first instance of communicating in circumstances where the personal data is used to communicate with the data subject;
when personal data is first disclosed in circumstances where the personal data is disclosed to another recipient.

The above will not apply when:

If you already has the information;
If the provision of the above information proves impossible or would involve an excessive effort
If obtaining or disclosure of personal data is expressly identified by Member State law; or
If personal data must remain confidential subject to an obligation of professional secrecy regulated by Member State law, including a statutory obligation of secrecy.

Responsibilities

The Data Protection Officer/GDPR Owner Bernard Butler is responsible for ensuring that the privacy notice(s) is correct and that mechanisms exist such as having the Privacy Notice(s) on Riordan Financial website to make all data subjects aware of the contents of this notice prior to Riordan Financial commencing collection of their data. All staff that need to collect personal data are required to follow this procedure.

Questions Regarding the Privacy Statement and Conditions of Use

If you have any questions about our Privacy Statement and Conditions of Use, or any concern about privacy at the IAPP or the use of this Site in general, please contact us by e-mail at [email protected]

Under the EU’s General Data Protection Regulation (GDPR) personal data is defined as:

“ any information relating to an identified or identifiable natural person (‘data subject’); an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person”.

This Privacy Statement is valid from 25th May 2018 until further notice.

Testimonials

What They Say

Riordan Financial

4.8

Kieran Hickey

Maurice, Shawn and Bernard have an excellent way of communicating, what for me, is a confusing world of Pensions and investments. Really enjoy meeting up with them to review our portfolio. They take the time to learn about our personal situation, what we would like to achieve from our investments and then advise us accordingly. They don't just try to sell us a product. Continued success to Riordan Financial.

Seamus Murphy

I have dealt with Maurice in Riordan Financial for a number of years and can only give him and the team the highest praise for their service and attention to detail. Both from a personal and business perspective the team have the expertise to answer any questions you may have. All options are usually laid out and you are given the pros and cons of each to make an informed decision rather than a biased sales person forcing your hand. Keep up the good work all in Riordan Financial.

Elaine White

Riordan Financial guided us through a full financial review, a step by step review that was easy to understand in the comfort of our own home. They helped us prioritise areas of our finances that needed attention in the short term, while planning for the long term.

Kieran Mullally

Great company providing excellent up-to-date expertise. Staff especially Bernard is fantastic at what he does and offers us the best in our pension and investments.

Maria Clifford

I’ve dealt with Riordan Financial for a number of years and I’m delighted with the service. Thank you to Bernard and his colleagues - prompt professional and expert advice always.

Privacy Policy

Privacy Statement

Testimonials

What They Say

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