Too Young, Too Busy? Why Young People Are Risking Their Retirement

When you’re in your twenties or early thirties, retirement can feel like a lifetime away. You’re more likely to be thinking about paying rent, saving for a house deposit, or booking your next trip than about life after work. But here’s something worth pausing on: according to the CCPC Pensions Research 2025, 38% of under-35s expect to retire before the age of 65.